Poel Capital IRR Calculator · date-weighted return
Enter a death benefit payout to see the resulting IRR. Enter a target IRR to see how much death benefit you can retain for the family.
Internal rate of return
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Enter your purchase price as a negative amount, then add the cash you expect back.
0%Desired IRR —30%
Capital invested cash out$0
Capital returned cash in$0
Net cash flow in − out$0
MOIC returned ÷ invested—

Premium schedule

One row per year of life expectancy. Enter each year's premium as a negative amount (cash out). The death benefit above is added automatically as the positive payout. Premiums dated on or after the death benefit date aren't paid.
One row per year of life expectancy. Enter each year's premium as a negative amount (cash out). The tool solves for the death benefit the fund must collect to hit your target IRR, then shows how much of the face value is left to retain for the family. Premiums dated on or after the death benefit date aren't paid.
Date Annual premium Note Cumulative
Premium years0 First flow— Last flow—
Cash out (investment) Cash in (return) Row with a cash flow